Foreclosure - Lamoria - 12/21/22

NOTICE OF MORTGAGE FORECLOSURE SALE. THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In the event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. Default having been made in the terms and conditions of a Mortgage made by DANIEL L. LAMORIA and DEIDRA LAMORIA as Mortgagors, to Catholic Federal Credit Union (n/k/a JOLT CREDIT UNION) as Mortgagee, which mortgage is dated July 17, 2013, and recorded in the Office of the Register of Deeds for Bay County, Michigan, on July 25, 2013, in Liber 2977 at Pages 280-284, and upon which Mortgage is claimed to be due on the date of this notice the sum of $7,357.43, and no suit or proceedings at law or equity having been instituted to recover the debt secured by said Mortgage, or any part thereof; NOW, THEREFORE, by virtue of a power of foreclosure sale by advertisement contained in said Mortgage, notice is hereby given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by sale of the mortgage premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County starting promptly at 11 a.m., on February 3, 2023. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The land and premises in said mortgage, being situated in the City of Bay City, County of Bay, State of Michigan, and described as follows: LOT 11, LYING EASTERLY OF THE C & O RAILROAD RIGHT OF WAY, AND LOT 12, EXCEPT THE EASTERLY 30 FEET THEREOF, J.Y. MCKINNEY ADDITION, ACCORDING TO THE PLAT THEREOF AS RECORDED IN LIBER 4 OF PLATS, PAGE 2, BAY COUNTY RECORDS. Commonly known as: 1120 Hine Street, Bay City, Michigan 48708. Please be advised that JOLT CREDIT UNION has another mortgage on the above-described real estate, which mortgage lien has priority over the mortgage being foreclosed. Please be advised that the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale, or to the mortgage holder, for damaging the property during the redemption period. The redemption period shall be six months from the date of such sale, unless the premises are determined abandoned in accordance with MCLA 600.3241(a), in which case the redemption period shall be 30 days from the date of such sale. DATED: December 12, 2022. Paul E. Wenzloff (P27662), Attorney for Mortgagee, 903 N. Jackson Street, Bay City, MI 48708, 989-893-9511. 51-4
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