Foreclosure - Apsey - 8/20/25

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on September 19, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Jesse Apsey, a married man, joined by his wife, Angeline Kathleen Apsey, non-titled spouse signing to waive homestead rights only; Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns; Foreclosing Assignee (if any): Freedom Mortgage Corporation; Date of Mortgage: February 6, 2020; Date of Mortgage Recording: February 14, 2020; Amount claimed due on date of notice: $196,942.49; Description of the mortgaged premises: Situated in Charter Township of Hampton, Bay County, Michigan, and described as: Commencing at the intersection of the Easterly line of Cornell Street (Anne Court), according to the map of Carroll Park Plat, according to the plat thereof recorded in Liber 2 of Plats, Page 19 of Bay County Records, with the Northerly line of Filmore Place in Section 23, Town 14 North, Range 5 East; thence South 89 degrees 52 minutes East, 1,096.96 feet, along the Northerly line of Filmore Place; thence North 330.00 feet, parallel with the Easterly line of Cornell Street, to the centerline of Avondale Drive and the point of beginning; thence North 222.62 feet; parallel with the Easterly line of Cornell Street; thence North 87 degrees 11 minutes 34 seconds East, 97.28 feet; thence South 227.61 feet, parallel with the Easterly line of Cornell Street; thence North 89 degrees 52 minutes West, 97.15 feet, along the centerline of Avondale Drive, to the point of beginning. ALSO: That part of the following description which lies South of a line joining the point which divided the Easterly and Westerly boundaries thereof in half: Commencing at a point 1,224.11 feet East from the center of Anne Street in Bay City, according to the Carroll Park Plat, according to the plat thereof recorded in Liber 2 of Plats, Page 19 of Bay County Records, measured on a line parallel with the distant 330.00 feet North from the North line of Filmore Place, if extended; thence Easterly, along said line, 95.11 feet; thence Northerly, parallel with said Anne Street, 462.13 feet, to the center of Nebobish Avenue; thence Westerly, along said center of Nebobish Avenue, 95.58 feet; thence Southerly, 452.57 feet to the place of beginning, and being a part of the West 1/2 of Fractional Section 23, Town 14 North, Range 5 East. Common street address (if any): 893 Avondale St, Bay City, MI 48708-5594. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: August 20, 2025. Trott Law, P.C., 31440 Northwestern Hwy, Suite 145, Farmington Hills, MI 48334, 248-642-2515, 1569450. (08-20)(09-10) 34-4
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