Foreclosure - Balk - 7/2/25 - JB

NOTICE OF MORTGAGE FORECLOSURE SALE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Under the power of sale contained herein in said mortgage and the statute in such case made and provided, notice is hereby given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or a cashier’s check at the place of holding the circuit court in BAY County, starting promptly at 11:00 AM, on August 15,2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Default has been made in the conditions of a mortgage made by Jonathan Balk, a single man and Sabrina Torres, a single woman, original mortgagors, to First Community Mortgage, Inc., dated June 30, 2023, and recorded July 6,2023 in 202307687, in Bay County records, Michigan, and assigned to Planet Home Lending, LLC by an Assignment of Mortgage recorded on January 23, 2025 in 202500732,on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Seventy-Five Thousand Five Hundred Seventy and 89/100 dollars ($275,570.89). Said premises are situated in the City of Linwood, County of BAY, and State of Michigan, and particularly described as: Land Situated in the Township of Fraser, County of Bay, State of Michigan A parcel of land in the East ½ of the Southwest ¼ of Section 21, Town 16 North, Range 4 East, Fraser Township, Bay County, Michigan described as: Beginning at a point on the South line of Section 21 that is South 89°57’53” East 1717.77 feet from the Southwest Section corner; thence North 02°14’00” East, 205.00 feet; thence South 89°57’53” East, 249.00 feet parallel with the South Section line; thence South 12°23’17” West, 209.70 feet to the South Section line; thence North 89°57’53” West 212.00 feet along the South Section line to the point of beginning. Commonly known as: 1175 East Prevo Rd., Linwood, MI 48634 Property Address: 1175 East Prevo Road, Linwood, Michigan 48634 Parcel No.: 040-021-300-015-01 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: July 2, 2025 For more information, please call: (440) 572-1511 Sottile and Barile PLLC Attorneys for Plaintiff 394 Wards Corner Boulevard, Suite 180 Loveland, OH 45140 File MF2505015 - Balk, Jonathan (FHA)

(07-02)(07-23)