Foreclosure - Bingham - 3/18/26

MORTGAGE FORECLOSURE NOTICE Notice of foreclosure by advertisement. Notice is given under Section 3212 of the Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 A.M., on April 24, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Jason Bingham and Kaycie Bingham, husband and wife, (“Mortgagor”), gave a mortgage to United Bay Community Credit Union, (“Mortgagee”), dated June 20, 2025, and recorded on June 26, 2025, in Register 202508012, Bay County Records, Michigan. On the date of this notice, there is claimed to be due the principal of Fifty-Nine Thousand Fifty-Eight Dollars and 88/100 Dollars ($59,058.88) plus accrued interest at 8.125% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at the place of holding in the circuit court within Bay County, Michigan @ 11:00 A.M. on Friday, April 24, 2026. Said premises are situated in the Township of Garfield, County of Bay, State of Michigan, and are described as: Part of the Southwest 1/4 of Section 35, Town 16 North, Range 3 East, described as follows: Beginning at a point on the West line of Section 35 that is South 00 degrees 00 minutes 00 Seconds West, 716.52 feet from the West 1/4 corner; thence South 89 degrees 47 minutes 27 seconds East, 323.00 feet parallel with the East-West 1/4 line; thence South 00 degrees 00 minutes 00 seconds West, 270.00 feet parallel with the West Section line; thence North 89 degrees 47 minutes 27 seconds West, 323.00 feet to the West Section line; thence North 00 degrees 00 minutes 00 seconds East, 270.00 feet along the West Section line to the point of beginning. Commonly: 160 N. Garfield Rd., Linwood, MI 48634—Tax Id #09-050-035-300-015-02 The redemption period shall be twelve months from the date of such sale unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at a foreclosure sale, under Section 600.3278 of the Michigan Compiled Laws, the Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure or to the mortgage holder for damaging the property during the redemption period. Dated: March 18, 2026 United Bay Community Credit Union, Mortgagee Holzman Law, PLLC By: Charles J. Holzman Attorney for Mortgagee 28366 Franklin Road Southfield, Michigan 48034; 248-352-4340. (03-18)(04-15) 11-5
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