Foreclosure - Causley - 3/26/25

NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in BAY County, starting promptly at 11:00 AM, on May 2, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE INFORMATION: Default has been made in the conditions of a certain mortgage made by Nicole Causley, a married woman, whose address is 2106 Woodside Avenue, Essexville, Michigan 48732, as original Mortgagors, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ACADEMY MORTGAGE CORPORATION, being a mortgage dated August 11, 2016, and recorded on August 16, 2016 in Liber 3168 Page 847, Bay County Records, State of Michigan. Said Mortgage was modified by a Loan Modification Agreement dated August 17, 2022 and recorded on September 6, 2022 in Bay County Register of Deeds as instrument number 202212665. Said mortgage was assigned through mesne assignments by said mortgagee to NewRez LLC d/b/a Shellpoint Mortgage Servicing, as assignee as documented by an assignment dated July 1, 2021 and recorded on July 1, 2021 as instrument number 202111537 in Bay County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of ONE HUNDRED THIRTY-SEVEN THOUSAND THIRTEEN AND 03/100 ($137,013.03). Said premises are situated in the City of Essexville, County of Bay, State of Michigan, and are described as: COMMENCING 997.35 FEET EAST OF THE NORTHWEST CORNER OF THE NORTWEST 1/4 OF SOUTHWEST 1/4, THENCE SOUTH 331.33 FEET; THENCE EAST 88 FEET; THENCE NORTH 331.33 FEET; THENCE WEST 88 FEET TO BEGINNING. SECTION 13, TOWN 14 NORTH, RANGE 5 EAST. Street Address: 2106 Woodside Avenue, Essexville, Michigan 48732 The redemption period shall be 6 months from the date of such sale, unless the property is determined abandoned in accordance with MCLA § 600.3241a in which case the redemption period shall be 30 days from the date of the sale. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCLA § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Dated: March 26, 2025 For more information, please contact the attorney for the party foreclosing: Robert A. Blumberg (P87490), Johnson, Blumberg, & Associates, LLC, 5955 West Main Street, Suite 509, Kalamazoo, MI 49009. Telephone: 312-541-9710. File No.: MI 25 6378. (03-26)(04-16) 13-4
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