Foreclosure - Fulco Jr - 4/26/23

NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 a.m. on May 26, 2023. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name of Mortgagor: Frank D. Fulco, Jr., a married man, and Louise E. Engler, an unmarried woman, Name of Mortgagee: Independent Mortgage Co. Central MI, Name of Foreclosing Assignee: Independent Bank, Mortgage Date: September 29, 2006, Mortgage Recording Date: October 2, 2006, Mortgage Recording Information: Liber 2475 Page 895, Assignment/Modification Recording: Instrument No. 202304281, Affidavit of Scrivener’s Error Recording: Instrument No. 202304955, Amount claimed due on date of this notice: $54,319.04, Interest Rate on date of this notice: 6.125% variable, The property to be sold is located in the Township of Bangor, County of Bay, Michigan and is described as: A piece of land starting at a point 240 ft N from the SW corner of the SW fractional quarter of the SW fractional quarter of Section 19, T14N, R5E, running N 90 ft, thence E 16 rods, thence S 90 ft, thence W 16 rods, to the place of beginning. Street Address: 4971 Two Mile Road, Bay City, MI 48706-2711. The redemption period will expire six (6) months after the date of the foreclosure sale, unless the property is determined abandoned under MCL 600.3241a, in which case the redemption period will expire 30 days after the date of the foreclosure sale, or when the time to provide notice under MCL 600.3241a(c) expires, whichever is later. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Under MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. This firm is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Dated: April 20, 2023. SMITH, MARTIN, POWERS & KNIER, P.C., By: Henry L. Knier, Jr. (P46393), Attorney for Independent Bank, Mortgagee, 900 Washington Ave., P.O. Box 219, Bay City, MI 48707, 989-892-4574. 17-4
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