Foreclosure - Gerhauser - 10/23/24

MORTGAGE SALE - Pursuant to the terms and conditions of a certain mortgage and by virtue of the power of sale contained in said mortgage, made by Susan Gerhauser, a single woman, Mortgagors, to Mortgage Electronic Registration Systems, Inc (MERS) as nominee for Independence Mortgage Company, a division of First Independence Bank, Mortgagee, dated the 1st day of September, 2010 and recorded in the office of the Register of Deeds, for The County of Bay and State of Michigan, on the 3rd day of September, 2010 in Liber 2756 of Bay County Records, page 443, said Mortgage having been assigned to Servbank, SB AKA Allied First Bank dba Servbank on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Thirty-Eight Thousand Two Hundred Ninety-Nine and 46/100 ($138,299.46). Notice of Foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the Circuit Court Bay County, starting promptly at 11:00 AM o’clock Local Time on the 22nd day of November, 2024. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The bid may include interest thereon at 3.75000 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Kawkawlin, County of Bay, State of Michigan, and described as follows, to wit: A PARCEL OF LAND IN THE EAST 1/2 OF THE NORTHWEST 1/4 OF SECTION 7, TOWN 15 NORTH, RANGE 4 EAST DESCRIBED AS: BEGINNING AT A POINT ON THE NORTH LINE OF SAID SECTION 7 THAT IS NORTH 90 DEGREES 00 MINUTES 00 SECONDS EAST, 1591.00 FEET FROM THE NORTHWEST CORNER; THENCE CONTINUING NORTH 90 DEGREES 00 MINUTES 00 SECONDS EAST, 169.00 FEET ALONG THE NORTH SECTION LINE; THENCE SOUTH 00 DEGREES 00 MINUTES 00 SECONDS WEST, 275.00 FEET PERPENDICULAR TO THE NORTH SECTION LINE; THENCE SOUTH 90 DEGREES 00 MINUTES 00 SECONDS WEST, 169.00 FEET PARALLEL WITH THE NORTH SECTION LINE; THENCE NORTH 00 DEGREES 00 MINUTES 00 SECONDS EAST, 275.00 FEET PERPENDICULAR WITH THE NORTH SECTION LINE TO THE POINT OF BEGINNING Commonly known as 160 E COTTAGE GROVE RD, LINWOOD, MI 48634 During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed 30 days after the foreclosure sale or when the time to provide the notice required by the statute expires, whichever is later. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee’s attorney Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, of if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Dated: 10/23/2024 Servbank, SB AKA Allied First Bank dba Servbank Mortgagee _____ HLADIK, ONORATO & FEDERMAN, LLP Athena Aitas (P61824) Attorney for Servicer 3290 West Big Beaver Road, Suite 117 Troy, MI 48084 (248)362-2600 AFB FARM ROMANOWSKI - 24-02634; 1543536. (10-23)(11-13) 43-4
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