Foreclosure - Griddings Jr - 5/21/25

SHORT FORECLOSURE NOTICE - BAY COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on June 20, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Donald J. Giddings Jr., a married man Original Mortgagee: United Bay Community Credit Union Date of mortgage: March 8, 2018 Recorded on March 9, 2018, in Document No. 201802847, Foreclosing Assignee (if any): Neighborhood Mortgage Solutions, LLC Amount claimed to be due at the date hereof: Ninety-Three Thousand Seven Hundred Forty-Six and 34/100 Dollars ($93,746.34) Mortgaged premises: Situated in Bay County, and described as: A parcel of land in the Southwest 1/4 of the Northwest 1/4 of Section 31, Town 15 North, Range 5 East, described as follows: Beginning at a point on the West line of Section 31, Town 15 North, Range 5 East, North 1 degrees 55 minutes East 150.66 feet from the West 1/4 corner of said Section 31; thence North 1 degrees 55 minutes East 117.66 feet, along the West Section line; thence South 85 degrees 35 minutes East 130.88 feet, parallel to the East and West 1/4 line; thence South 1 degree 55 minutes West 117.66 feet, parallel to the West Section line; thence North 85 degrees 35 minutes West 130.88 feet, parallel to the East and West 1/4 line to the Point of Beginning. Commonly known as 2731 2 Mile Rd, Bay City, MI 48706 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Neighborhood Mortgage Solutions, LLC Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335, 248-539-7400, 1562254. (05-21)(06-11) 21-4
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