Foreclosure - Kochanny - 11/13/24

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in BAY COUNTY, starting promptly at 11:00 A.M., on DECEMBER 13, 2024. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. TO ALL PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE – A mortgage was granted by ROBBIE J. KOCHANNY and EMILY A. KOCHANNY, his wife, as Mortgagor(s) to FINANCIAL PLUS CREDIT UNION, G-3381 VAN SLYKE RD., FLINT, MI 48507, as Mortgagee, dated AUGUST 24, 2022, and recorded on AUGUST 29, 2022, in INSTRUMENT NO. 202212299 of Bay County Records, on which Mortgage there is claimed to be due, at the date of this notice, for principal and interest the sum of FIFTY FIVE THOUSAND SEVEN HUNDRED THIRTY ONE AND 90/100THS ($55,731.90) DOLLARS including interest at (7.24000%) percent per annum along with attorney fees and costs as provided for in said mortgage, and no suit or proceedings at law or in equity having been instituted to recover the moneys secured by said mortgage or any part thereof; NOTICE IS HEREBY GIVEN, that by virtue of the power of sale contained in said mortgage, and pursuant to the statute of the State of Michigan in such case made and provided, notice is hereby given that on the date and time stated above,¬¬¬¬ the undersigned will sell at public auction, to the highest bidder, the premises described in said Mortgage, or so much thereof as may be necessary to pay the amount so as aforesaid due on said mortgage, and all other legal costs, charges and expenses including the said attorney’s fee, also any sum or sums which may be paid by the undersigned, necessary to protect their interest in the premises, which said premises are described as follows: CITY OF BAY CITY, COUNTY OF BAY AND STATE OF MICHIGAN, to wit: LOTS 8 AND 9, BLOCK 2, JOHNSON AND LEWIS’ FIRST ADDITION TO BAY CITY, ACCORDING TO THE PLAT THEREOF RECORDED IN LIBER 2, PAGE 13 OF PLATS, BAY COUNTY RECORDS; AND THE WEST 20 FEET OF VACATED MADISON AVENUE ADJOINING SAID LOT 9. MORE COMMONLY KNOWN AS: 1401 MICHIGAN AVE., BAY CITY, MI 48708 The redemption period shall be SIX (6) MONTHS from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. _____ KAREN L. ROWSE-OBERLE (P41893) ATTORNEY FOR MORTGAGEE 24525 HARPER AVENUE ST. CLAIR SHORES, MI 48080, 586-777-0770, Dated: 11-13-2024. (11-13)(12-11) 46-5
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