Foreclosure - Longoria - 3/12/25

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM on APRIL 11, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Terry James Holsinger, a married man, joined by non-titled spouse, Kriselda Longoria, husband and wife, signing to waive homestead rights only, to Mortgage Electronic Registration Systems, Inc., as nominee for Freedom Mortgage Corporation, Mortgagee, dated April 15, 2021 and recorded April 23, 2021 in Instrument Number 202107705 Bay County Records, Michigan. Said mortgage is now held by Freedom Mortgage Corporation, by assignment. There is claimed to be due at the date hereof the sum of Ninety-Eight Thousand Seven Hundred Nine and 34/100 Dollars ($98,709.34). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Bay County, Michigan at 11:00 AM on APRIL 11, 2025. Said premises are located in the Township of Monitor, Bay County Michigan, and are described as: PARCEL 1: Beginning at a point 843 feet East from the Northwest corner of the Northwest 1/4 of the Southwest 1/4 of Section 24, Town 14 North, Range 4 East on the North line of the Southwest 1/4 of said Section, running thence South parallel with the West line of said Section 544.5 feet, thence East parallel with the North line of the Southwest 1/4 of said Section 90 feet, thence North parallel with the West line of said Section 544.5 feet, thence West along the North line of the Southwest 1/4 of said Section 90 feet to the place of beginning. PARCEL 2: Beginning at a point 933 feet East from the Northwest corner of the Northwest 1/4 of the Southwest 1/4 of Section 24, Town 14 North, Range 4 East, on the North line of the Southwest 1/4 of said section, running thence South parallel with the West line of said Section 544.5 feet, thence East parallel with the North line of the Southwest 1/4 of said Section 70 feet, thence North parallel with the West line of said Section 544.5 feet, thence West along the North of the Southwest 1/4 of said Section 70 feet to the place of beginning. Except that part which lies Easterly of a line described as: Beginning at a point on the said East and West 1/4 line, which is South 84 degrees 26 minutes 15 seconds East, a distance of 990.02 feet from the West 1/4 corner of said Section 24: thence South 04 degrees 01 minutes 11 seconds West, a distance of 550 feet a point of ending. 2586 Midland Rd, Bay City, Michigan 48706. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: March 12, 2025. File No. 25-003279. Firm Name: Orlans Law Group PLLC. Firm Address: 1650 West Big Beaver Road, Troy MI 48084. Firm Phone Number: 248-502-1400. (03-12)(04-02) 11-4
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