Foreclosure - Ross - 4/19/23

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in BAY COUNTY, starting promptly at 11:00 A.M., on MAY 19, 2023. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. TO ALL PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE – A mortgage was granted by CARRIE ROSS, a single woman and Mortgagor(s), to TEAM ONE CREDIT UNION, 520 HAYDEN STREET, SAGINAW, MI 48607, Mortgagee, dated OCTOBER 25, 2004, and recorded in the office of the Register of Deeds for Bay County, and State of Michigan on NOVEMBER 2, 2004, in LIBER 2268 on PAGE 999 and Balloon Mortgage Note Modification Agreement executed by CARRIE MCILLANEY fka CARRIE ROSS, a married woman and LEO MCILLANEY by CARRIE MCILLANEY, his attorney in fact dated OCTOBER 30, 2014, and recorded on NOVEMBER 10, 2014, in LIBER 3060 on PAGE 218, of Bay County Records, on which Mortgage there is claimed to be due, at the date of this notice, for principal and interest the sum of SEVENTY FIVE THOUSAND SEVEN HUNDRED SEVENTY FOUR AND 56/100THS ($75,774.56) DOLLARS including interest at (7.125%) percent per annum along with attorney fees and costs as provided for in said mortgage, and no suit or proceedings at law or in equity having been instituted to recover the moneys secured by said mortgage or any part thereof; NOTICE IS HEREBY GIVEN, that by virtue of the power of sale contained in said mortgage, and pursuant to the statute of the State of Michigan in such case made and provided, notice is hereby given that on the date and time stated above,¬¬¬¬ the undersigned will sell at public auction, to the highest bidder, the premises described in said Mortgage, or so much thereof as may be necessary to pay the amount so as aforesaid due on said mortgage, and all other legal costs, charges and expenses including the said attorney’s fee, also any sum or sums which may be paid by the undersigned, necessary to protect their interest in the premises, which said premises are described as follows: All the certain pieces or parcels of land situated in the TOWNSHIP OF PINCONNING, COUNTY OF BAY AND STATE OF MICHIGAN, to wit: Commencing at the NE corner of Section 19, T17N, R4E, thence S 596.00 feet, along the E Section line, to the POB; thence S 320.00 feet, along the E Section line; thence W 440.00 feet, at a right angle to the E Section line thence N 320.00 feet, parallel to the E Section line; thence E 440.00 feet, at a right angle to the E Section line, to the East Section line and the POB Year: 1990 Commodore; Serial #GP01679AB, which, by intention of the parties, shall constitute a part of the realty and shall pass with it. PROPERTY ADDRESS: 4427 N. 7 MILE ROAD, PINCONNING, MI 48650 The redemption period shall be SIX (6) MONTHS from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. ___________ KAREN L. ROWSE-OBERLE (P 41893) ATTORNEY FOR MORTGAGEE 24525 HARPER AVENUE ST. CLAIR SHORES, MI 48080, 586-777-0770, Dated: 4-19-2023. (04-19)(05-17) 16-5
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