Foreclosure - Ryczek - 11/2/22

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM on DECEMBER 2, 2022. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Chad E. Ryczek and Amanda K. Ryczek, husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lenders successors and/or assigns, Mortgagee, dated January 16, 2009 and recorded January 20, 2009 in Liber 2652, Page 112 Bay County Records, Michigan. Said mortgage is now held by Legacy Mortgage Asset Trust 2020-GS1, by assignment. There is claimed to be due at the date hereof the sum of Thirty-Two Thousand Six Hundred Sixteen and 11/100 Dollars ($32,616.11). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Bay County, Michigan at 11:00 AM on DECEMBER 2, 2022. Said premises are located in the Township of Portsmouth, Bay County Michigan, and are described as: A PIECE OF LAND DESCRIBED AS: COMMENCING AT THE SOUTHWEST CORNER OF SECTION 3, TOWNSHIP 13 NORTH, RANGE 5 EAST, PORTSMOUTH TOWNSHIP, BAY COUNTY, MICHIGAN, RUNNING THENCE NORTH ALONG SAID SECTION LINE 496.77 FEET TO A POINT WHICH IS THE PLACE OF BEGINNING, THENCE NORTH 82.93 FEET, THENCE EAST 505.42 FEET, THENCE SOUTH 83.75 FEET TO A POINT WHICH IS 508.65 FEET EAST OF THE PLACE OF BEGINNING, THENCE WEST 508.75 FEET TO THE PLACE OF BEGINNING. 453 S Lincoln Rd, Bay City, Michigan 48708. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: November 2, 2022. File No. 22-011359. Firm Name: Orlans PC. Firm Address: 1650 West Big Beaver Road, Troy, MI 48084. Firm Phone Number: 248-502-1400. (11-02)(11-23) 44-4
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