Foreclosure - Skaggs - 10/22/25

SHORT FORECLOSURE NOTICE - BAY COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on November 21, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Jennifer Skaggs and Lawrence Skaggs, wife and husband Original Mortgagee: Academy Mortgage Corporation Date of mortgage: July 20, 2022 Recorded on July 26, 2022, in Document No. 202210807, Foreclosing Assignee (if any): Michigan State Housing Development Authority Amount claimed to be due at the date hereof: Ninety-Eight Thousand Five Hundred Seventy-Four and 79/100 Dollars ($98,574.79) Mortgaged premises: Situated in Bay County, and described as: Commencing at a point where the centerline of Tuscola Road intersects the South line of Section 27, Town 14 North, Range 5 East, Hampton Township, Bay County, Michigan; thence North 33 degrees 42 minutes West on the centerline of said Tuscola Road a distance of 1565.37 feet; thence at right angles 33 feet to the Northeasterly side line of said road for a place of beginning; thence Northerly along the side line of said Tuscola Road, 75 feet; thence Easterly at right angles 125 feet; thence Southerly at right angles 75 feet; thence Westerly 125 feet to the Place of Beginning. Commonly known as 95 N Tuscola Rd, Bay City, MI 48708. The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Michigan State Housing Development Authority Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335, 248-539-7400, 1575510. (10-22)(11-12) 43-4
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