Foreclosure - Tomczak - 9/24/25

SHORT FORECLOSURE NOTICE - BAY COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on October 24, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Kristina Tomczak, single woman Original Mortgagee: Staunton Financial, Inc. Date of mortgage: October 22, 2024 Recorded on October 22, 2024, in Document No. 202412312, Foreclosing Assignee (if any): Michigan State Housing Development Authority Amount claimed to be due at the date hereof: Ninety Thousand Five Hundred Fourteen and 37/100 Dollars ($90,514.37) Mortgaged premises: Situated in Bay County, and described as: A piece of land in Walker`s Subdivision of Outlot 10 of Fraser, Fitzhugh, Birney and Walker`s Addition to Lower Saginaw; commencing at a point on the East side line of Sheridan Street, 10 feet South of the intersection of the North line of said Subdivision with the East line of Sheridan Street, running thence South along the East line of Sheridan Street 40 feet to land of Fred McCloy; thence Easterly along North line of said McCloy land 88 feet 4 inches; thence North parallel with the East line of Sheridan Street 37 feet to the dividing wall of a double garage; thence Westerly along the line of said dividing wall to the West wall of said garage; thence Westerly from said garage to the place of beginning. Commonly known as 602 N Sheridan St, Bay City, MI 48708. The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Michigan State Housing Development Authority Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335, 248-539-7400; 1572940. (09-24)(10-15) 39-4
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