Foreclosure - Zachariah - 7/26/23

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on August 25, 2023. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Kevin Michael Zachariah, married man, Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns, Foreclosing Assignee (if any): MidFirst Bank, Date of Mortgage: September 14, 2018, Date of Mortgage Recording: September 24, 2018, Amount claimed due on date of notice: $84,319.74, Description of the mortgaged premises: Situated in City of Bay City, Bay County, Michigan, and described as: A parcel of land in the Northeast 1/4 of the Northeast 1/4 of Section 16, Town 14 North, Range 5 East, Bay City, Bay County, Michigan, described as: Beginning 33 feet West and 479 feet North of the Southeast corner of said Northeast 1/4 of the Northeast 1/4; running thence Southwesterly 340 feet to the Southeast corner of Lot 18 of the Johnstone Addition to West Bay City, as per plat recorded in Liber 3 of Plats, Page 24, Bay County Records; thence North, along the East line of said Lot 18, 164.34 feet; thence East 334.88 feet, more or less, to the West line of Patterson Avenue; thence South, along the West line of Patterson Avenue, 85 feet to the point of beginning, except that part lying Westerly of the East line Loessel Court Subdivision, if extended North. Also assessed as: Comm 841 ft S and 33 ft W of NE Cor of Sec Th N 85 ft Th w 200 ft Th S 128.81 ft Th NELY 204.74 ft to BEG Sec 16 T14N RSE. Common street address (if any): 809 Patterson Ave, Bay City, MI 48706-4198. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: July 26, 2023. Trott Law, P.C., 31440 Northwestern Hwy, Suite 145, Farmington Hills, MI 48334, 248-642-2515, 1504660. (07-26)(08-16) 30-4
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