Foreclosure - Sutton - 6/4/25

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on July 11, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Janet C. Brunell, sole owner; Original Mortgagee: Community First Bank; Foreclosing Assignee (if any): U.S. Bank National Association, not in its individual capacity but solely as Trustee for the CIM TRUST 2020- R7 Mortgage-Backed Notes, Series 2020-R7; Date of Mortgage: March 18, 2004; Date of Mortgage Recording: March 24, 2004; Amount claimed due on date of notice: $94,436.48; Description of the mortgaged premises: Situated in City of Bay City, Bay County, Michigan, and described as: A piece of land commencing at a point in the North line of Lot 1, 265.07 feet West of the Northeast corner of said Lot 1 of Wm. D. Fitzhugh’s Subdivision of Sections 22, 27 and others, City of Bay City, Bay County, Michigan, West of Carney Road (Park Ave.) running thence South 147 feet to a point in the North line of 7th Street, thence west along the North line of 7th Street 50 feet to a point, thence North 143.60 feet to a point in the North line of Lot 1, 50 feet West of the Place of Beginning, thence East 50 feet to the Place of Beginning. EXCEPT all the real estate West of the following described line located in Lot 1, (West of Park Avenue) Wm. D. Fitzhugh’s Subdivision of the Northeast 1/4, Section 27, Northwest 1/4, Section 26, Southeast 1/4, Section 22, Southwest part of fractional No. 2 in Nebobish Reserve, Town 14 North, Range, 5 East, said line beginning 305.07 feet West of the Northeast corner of said Lot 1 running thence Southerly at right angles to the North line of 7th Street a distance of 143.22 feet to the North line of 7th Street. Common street address (if any): 2229 7th St, Bay City, MI 48708-6800. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: June 4, 2025. Trott Law, P.C., 31440 Northwestern Hwy, Suite 145, Farmington Hills, MI 48334, 248-642-2515, 1562953. (06-04)(06-25) 23-4
___________________________________________________________