Foreclosure - Thomas - 7/16/25

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on September 19, 2025. The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a Mortgage made by Robert J. Thomas and Glenda Thomas to American Advisors Group dated October 5, 2016 and recorded October 14, 2016 in Liber 3179 at Page 676, Bay County, Michigan. Said Mortgage is now held by Carrington Mortgage Services LLC by assignment and/or merger. There is claimed to be due at the date hereof the sum of $88,320.36. Said premises are located in Bay County, Michigan and are described as: The land described herein is situated in the State of Michigan, County of Bay, described as follows: All that certain piece or parcel of land situated in the Township of Hampton, in Bay County, and State of Michigan, and described as follows: Part of the South 1/2 of the Southwest 1/4 of the Northeast 1/4 of Section 19, Town 14 North, Range 6 East, described as follows: Commencing at a point on the center line of Nebobish Avenue 200 feet East of its intersection with the center line of Wagner Road as described in survey by Hammond Engineering dated February 12, 1981, Job #R5793; running thence East, along the center line of Nebobish Avenue, 175 feet; thence North parallel with the center line of Wagner Road, 268 feet; thence West parallel with the center line of Nebobish Avenue, 175 feet; thence South, parallel with the center line of Wagner Road, 268 feet to the center line of Nebobish Avenue and the point of beginning. Subject to easements and restrictions of record, if any; subject to any real estate taxes billed in the present calendar year after the date of execution of this deed; and subject the rights, if any, of any owners of property Westerly of the parcel as to the West 11.9 feet of the above described parcel. Said property is commonly known as 714 W Nebobish Road, Essexville, MI 48732. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. Please be advised that any third party purchaser is responsible for preparing and recording the Sheriff’s Deed. If this is a residential Mortgage, the following shall apply: ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Mortgage at the telephone number stated in this notice. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU: ARE A DEBTOR IN AN ACTIVE BANKRUPTCY CASE; ARE UNDER THE PROTECTION OF A BANKRUPTCY STAY; OR, HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AND YOU HAVE NOT REAFFIRMED THE DEBT, THIS NOTICE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT FROM YOU PERSONALLY. Dated: July 9, 2025 Attorney for the party foreclosing the Mortgage: Thomas E. McDonald (P39312) Brock & Scott, PLLC 5431 Oleander Drive Wilmington, NC 28403 PHONE: 844-856-6646, File No. 25-17979. (07-16)(08-06) 29-4
__________________________________________________________