Foreclosure - Poniatowski - 8/20/25

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on September 19, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Chrissy A Poniatowski, single; Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns; Foreclosing Assignee (if any): Wells Fargo Bank, N.A.; Date of Mortgage: December 21, 2009; Date of Mortgage Recording: January 8, 2010; Amount claimed due on date of notice: $88,978.53; Description of the mortgaged premises: Situated in Township of Garfield, Bay County, Michigan, and described as: The South 286 feet of the East 1/2 of the North 1/2 of the North 1/2 of the Southeast 1/4 Section 3, Town 16 North, Range 3 East. Also, the following described parcel of land: Commencing at the East 1/4 corner of said Section 3; thence South 03 degrees 16 minutes 30 seconds West 664.53 feet along the East section line to the Point of Beginning; thence North 87 degrees 45 minutes 10 seconds West 1291.79 feet along the North line of the South 1/2 of the Northeast 1/4 of the Southeast 1/4 of said Section 3: thence South 02 degrees 58 minutes 24 seconds West 93.0 feet along the East 1/8 line; thence North 88 degrees 08 minutes East 1296.31 feet to the point of beginning. Common street address (if any): 2711 N Garfield Rd, Pinconning, MI 48650-8965. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: August 20, 2025. Trott Law, P.C., 31440 Northwestern Hwy, Suite 145, Farmington Hills, MI 48334, 248-642-2515, 1569745. (08-20)(09-10) 34-4
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