Foreclosure - Shotwell - 10/1/25

SHORT FORECLOSURE NOTICE - BAY COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on October 31, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Rachelle J Shotwell, an unmarried woman Original Mortgagee: Independent Mortgage Co. Central MI Date of mortgage: December 16, 2005 Recorded on December 20, 2005, Liber 2397, on Page 187, Foreclosing Assignee (if any): Michigan State Housing Development Authority Amount claimed to be due at the date hereof: Thirty-Nine Thousand Sixty-Five and 76/100 Dollars ($39,065.76) Mortgaged premises: Situated in Bay County, and described as: Lot 2 and the West 1/2 of Lot 3, Block 2, Mosher & Flynn`s First Addition to West Bay City and the East 1/2 of vacated alley adjacent thereto, as per plat thereof recorded in Liber 2 of Plats, Page 65 of Bay County Records. Commonly known as 403 Mosher St, Bay City, MI 48706 The redemption period will be 12 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Michigan State Housing Development Authority Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335, 248-539-7400, 1573577. (10-01)(10-22) 40-4
___________________________________________________________